The lowest advertised APR from a business is not usually the number you will want to appear for if you have below-typical credit, you'll also want to appear at rate caps. SoFi's APRs cap at 23.43 %, which is low compared to competitors. Mainly because of this, SoFi could be the cheapest option if you don't have the most effective credit.
Please refer to the guides Fair Isaac Corporation has provided to aid shoppers improved recognize the FICO® Score. Hyperlinks to these documents are discovered below the “Useful Links” section at the bottom of the page. You can access your score by signing into Citi On-line and clicking by way of to the Card Advantages tab and selecting the FICO® Score link.
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